Bestselling author Ellie Kay’s latest audiobook is full of advice that anyone in our taxed-out, maxed-out times can use to improve their finances.

With lively humor, proven know-how, and practical principles to financial health, Ellie Kay helps listeners stretch their dollars to realize the lifestyle of their dreams. Through her distinctively entertaining and enlightening stories and examples, she provides three simple and proven principles to save, spend, and give smart. This audiobook redefines financial security as more than general prosperity–as being able to live luxuriously, give generously, and care for yourself as well as others around you. Ellie challenges, inspires and motivates listeners with the question, why keep up with the Joneses, when you can be them?

With lively humor, proven know-how, and practical principles to financial health, Ellie Kay helps listeners stretch their dollars to realize the lifestyle of their dreams.


From the Compact Disc edition.

Batman, Wonder Woman, Spider-Man, and X-Men all have something more in common than being comic book characters. They are part of a dream, the American Dream, the dream each of us wants, whether we admit it or not. WonderWoman, for example, is drop-dead gorgeous, and
her 38-inch inseam makes me want to get leg extension surgery; if my husband had Wolverine's abs, I'd be a lot more patient when he missed yet another highway exit because he's fiddling with the satellite radio. Again. And if any of my kids had Bruce Wayne's wealth? I might never have to
clip another coupon in my life!

I may not be a superhero, but I've learned how to do practically supernatural things with money--like help people save $30,000 in the next year.

How can I make such a claim?

Because I've been there and done that. My family tried for years to get ahead, even before these taxed-out, maxed-out times, and we found the tried-and-true way to live rich. The really cool thing is that I believe there's a superhero embedded in you--one waiting to make a grand entrance and save America from financial disaster. For every family that becomes financially solid, we build a firmer economic foundation for our country. Therefore, you can save America by saving yourself and unleashing your inner superhero!

I'll call you "Mr. and Ms. America."

This book is for you, written by someone (and her family) who was average by day but ambitious by night, dreaming of:
• getting out of debt.
• owning our cars outright.
• buying a dream house.
• putting our kids through college debt free.
• learning the ins and outs of saving and investing cash.
The thing is, I didn't stop with a dream. That's where it began. Then there was a process, and now, on an average American salary, we've seen all those dreams come true. We've discovered that there is a rich lifestyle embedded in our checkbook. There's one in yours too, and I'll help you discover it so you can make a life and not just a living.

My greatest ambition is to helpMr. andMs. America live rich for less. If you're wondering whether you're the Mr. and Ms. America who can find similar financial success, realize that the average family makes $48,000 per year, and an amazing 85 percent of the population makes $100,000 or
less. I'll leave the top 15 percent of the nation's wealthiest to experts like Jim Cramer and Suze Orman. I'd rather help people who come from an average background to find above average success. People like us.

When I first met Bob, my husband, I was searching for my own personal Superman. If he looked like Christopher Reeve, all the better! I never expected him to fly in on a jet. But alas, my superhero really was a pilot named K-Bob, and I found that time flew around this guy as well. I protested, "When I'm with you, time goes by so quickly that if I married you, I'd be an old lady before I knew it!"

I gave in and married the flyboy, just yesterday...or so it seems. I left my job as a broker and followed my guy around the world. Today we're living the rich life, but it wasn't always that way. Our early marriage was filled with major villains, like the Joker of debt and the Lex Luthor of near bankruptcy.

When I married the guy in tight tights, I found myself with a three-for-one deal, because not only did I get a great guy, but I also inherited two beautiful stepdaughters in the process. As with many second families, we struggled with the financial aftermath of divorce, which included $40,000
of consumer debt with nothing to show for it. In those early years, a crossstitch sampler on our wall summed up our situation well: "Blessed are the poor,...

 

"Suze Orman, you've got a powerhouse who just moved in next door! Ellie Kay is a financial expert whose time has come. Her advice is for Mr. and Mrs. America and not just Wall Street. If you live on Main Street, you need to meet your new neighbor, Ellie Kay, who's spiked the Koolaid with the wakeup juice that mainstream America needs in order to survive today's money woes and tomorrow's future challenges. I love this book more than a bowl of fat grams."

 

"Ellie Kay makes complicated financial concepts understandable. Heeding her advice will give you an extraordinary quality of life as you learn the secrets of living and giving in a way that multiples your resources."

 

"We feel richer already! Ellie Kay gives a billfold full of ideas to help place more money back into your pockets! With three kids in college, and retirement on the horizon, Ellie's wisdom is a wealth of encouragement, comfort, and practical proven helps."

 

"Ellie work, helping us be better stewards, is one of the great services to families across our nation."

 

"Ellie is amazing! I don't think she ever sleeps! She provides great information and is always a fun guest on the show."